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Secured Loans

Secured loans are usually taken in order to consolidate existing credit; or to make home improvements.


Consolidating existing credit with a secured loan means you’ll know exactly when your monthly repayment will be. No more juggling multiple repayments for various credit cards, store cards and loans as these will be consolidated with your secured loan. What’s more, by consolidating your existing credit, you could lower your monthly outgoings, freeing up more of your income.


On the other hand, you might be thinking about taking out a secured loan to make home improvements.


Making home improvements with a secured loan could add space for a growing family, and could even add value to your home. Secured loans, also known as second charge, are secured against your property.


Consolidating your debt may increase the amount you pay back overall and extend the repayment period for your debts 

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